Corporate card issuance and expense management platform with OCR receipt capture, priced on a custom quote.
Keep it if You manage spend across a company or multiple entities and need corporate cards with built-in expense control and accounting integrations.
Look elsewhere if You need a fixed, comparable price before talking to sales, since Spendesk publishes no plan amounts.
Spendesk's Foundations package issues unlimited physical and virtual corporate cards with spend controls, automates receipt capture with OCR, and covers expense and reimbursement management plus multi-entity support. It integrates with accounting tools such as Xero and QuickBooks via API, and optional modules add Procurement, Accounts Payable, advanced workflows, and AI-based fraud detection.
Pricing is not public: every plan combines a fixed subscription fee with variable transaction-based fees, both set through a custom quote. It fits an operations or finance lead at a small or mid-size company who needs card issuance and expense control across several entities rather than a single freelance user.
Custom quote.
Checked on September 25, 2026Official pricing
Qonto3.6/5 · Very goodFrom €9/moQonto is a French business bank account with IBAN, cards, invoicing and accounting sync for freelancers and small teams.
Soldo3.2/5 · GoodFrom €31.49/moSoldo issues prepaid company cards with per-card spending limits, multi-wallet budgets, and receipt capture for small business expense management.
Payhawk3.4/5 · GoodFrom €173.78/moAll-in-one corporate cards, expenses, bill pay and reimbursements, with AI-based data extraction for a single-entity company.
Pennylane3.4/5 · GoodFrom €7/moPennylane is single-user accounting and invoicing software for French independents, with electronic invoicing compliance included on every plan.Neutral score: no public price exists to weigh against the value delivered, since both the subscription fee and transaction fees require a custom quote.
The base package covers cards, OCR receipts, and expense management out of the box, but sales-led onboarding for a custom quote adds a step before first use.
Delivers card issuance, OCR expense capture, and multi-entity management as advertised, with API integrations to standard accounting tools.
Base package plus optional Procurement, Accounts Payable, and AI fraud detection modules covers a broad range of spend management needs beyond just cards.
Neutral score: data export and account portability if leaving the platform are not covered by the collected sources.
Corporate card issuance and expense management platform with OCR receipt capture, priced on a custom quote.
Spendesk doesn't publish a price list; check the official page for current pricing. Price verified on September 25, 2026.
An operations or finance lead at a small or mid-size company who needs corporate cards, expense control, and multi-entity spend management in one platform.
No public price exists to set a threshold; every plan requires a custom quote combining a fixed fee and transaction-based fees.
The main alternatives to Spendesk are: Qonto, Soldo, Payhawk, Pennylane.
