Payhawk

Name: Payhawk
Price: 149 GBP

All-in-one corporate cards, expenses, bill pay and reimbursements, with AI-based data extraction for a single-entity company.

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About

In practice. What you can do with Payhawk.

Payhawk combines corporate cards, expense management, bill pay and reimbursements in one platform, with AI-based data extraction for expenses and invoices. The entry Growth Program plan covers a single legal entity, 10 corporate cards and seats, and up to 15 invoices or reimbursements a month.

At 149 GBP a month, Growth Program excludes Procure-to-Pay and multi-entity management, which require the custom, modular Enterprise tier with its own ERP and HRIS integrations. A 7-day trial is offered before committing. The entry plan fits a small, single-entity company; a growing or multi-entity business needs the quoted Enterprise plan.

Practical uses

Small company finance leadIssue corporate cards to 8 employees and automate expense and invoice data extraction on the Growth Program plan.
Growing teamCentralize up to 15 invoices and 15 reimbursements a month in one platform instead of juggling separate tools.

Features & use cases

Payments

Finance

Task management

For. What works in its favour.

Bundles cards, expenses, bill pay and reimbursements into one plan at a fixed monthly price.
AI-based data extraction reduces manual entry for expenses and invoices.

Pays off from

3 h 44saved a month

Payhawk costs £149/month. If your hour is worth £40, those 3 h 44 cover it.

Your hour is worth£40/h

Against. What to plan for.

Growth Program is capped at a single legal entity and 10 seats, with no published price beyond it.
Procure-to-Pay and multi-entity management require a custom Enterprise quote.

Too expensive if

You use it less than once a month
A simple free version or a tool already in your stack would do

Pricing. What does Payhawk cost ?

Growth Program

ToolTrim reference price

£149/mo

10 corporate cards
10 user seats (8 employee + 2 admin/accountant)
Up to 15 invoices/month
Up to 15 reimbursements/month
Single entity only
Basic ERP integrations
No Procure-to-Pay or multi-entity management

Enterprise (custom)

Custom quote.

Modular pricing: choose core modules (Travel, Cards & Expenses, Bill Pay, Procure to Pay), unit-based scaling for cards/reimbursements/invoices, and optional add-ons for advanced ERP/HRIS integrations, multi-entity, budget tracking, credit line
Typically annual or multi-year contracts
No flat setup fee

Checked on October 1, 2026Official pricing

Alternatives. What could replace Payhawk?

Spendesk3.4/5 · GoodCorporate card issuance and expense management platform with OCR receipt capture, priced on a custom quote.

Soldo3.2/5 · GoodFrom €31.49/moSoldo issues prepaid company cards with per-card spending limits, multi-wallet budgets, and receipt capture for small business expense management.

Qonto3.6/5 · Very goodFrom €9/moQonto is a French business bank account with IBAN, cards, invoicing and accounting sync for freelancers and small teams.

Our verdict. What to know about Payhawk.

How the score breaks down

Added value

The Growth Program bundles cards, expenses, bill pay and reimbursements into one 149 GBP/month plan, replacing several separate tools, though it is capped at a single entity and 10 seats.

Simplicity

Neutral score: the time needed to onboard a company and get a first card issued is not covered by the collected sources.

Fit for purpose

The Growth Program is confirmed to deliver cards, expense management, bill pay and reimbursements together as promised, with AI-based data extraction for expenses and invoices.

Performance

The modular Enterprise tier adds Procure-to-Pay, multi-entity management, and advanced ERP/HRIS integrations, showing a high capability ceiling beyond the entry plan.

Reversibility

Neutral score: export formats for expense and invoice data if a company leaves Payhawk are not covered by the collected sources.

Decided? Visit Payhawk or compare alternatives

AI. What it changes for Payhawk.

AI augments this tool

Go further with AI

Payhawk combines corporate cards and expense management with AI automatic categorization, but remains regulated financial infrastructure for European companies.

Can AI replace it?

Replace Payhawk with an AI? No: issuing corporate cards and managing expenses with financial controls remains a regulated infrastructure need. AI categorizes spending, it doesn't replace the cards themselves. Verdict: AI augments categorization, payment infrastructure remains the product.

Frequently asked questions. What people ask about Payhawk.

What is Payhawk used for?

All-in-one corporate cards, expenses, bill pay and reimbursements, with AI-based data extraction for a single-entity company.

How much does Payhawk cost?

Payhawk costs £149/month (Growth Program plan). Price verified on October 1, 2026.

Is Payhawk suitable for beginners?

An ops or finance lead at a small single-entity company who wants corporate cards, expenses and invoices in one platform without a custom contract.

Is Payhawk worth the price?

The Growth Program plan costs 149 GBP a month (about 1,788 GBP a year) for up to 10 seats and a single entity.

What are the best alternatives to Payhawk?

The main alternatives to Payhawk are: Spendesk, Soldo, Qonto. Free alternatives: Spendesk.

PayhawkFrom £149/mo

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