Pricing. What does Spendesk cost ?
Foundations
Custom quote.
- Base package with unlimited cards, users, and control settings: physical/virtual cards, OCR receipt tracking, expense management, budget monitoring, multi-entity management, API access, SSO/SAML. Priced via custom quote combining a fixed subscription fee plus variable transaction-based fees.
Official pricingChecked on September 25, 2026
Spendesk's billing traps
Before you pay
Cost has a variable component tied to transaction volume in addition to the fixed subscription fee, and advanced modules bill separately.