Pennylane

Name: Pennylane
Price: 7 EUR

Pennylane is single-user accounting and invoicing software for French independents, with electronic invoicing compliance included on every plan.

Visit Pennylane

About

In practice. What you can do with Pennylane.

Pennylane combines invoicing and accounting in one place that the business owner and their accountant can both see in real time. Every plan includes electronic invoicing compliance at no extra cost, and the Essentiel tier adds cash flow forecasting, expense tracking and recurring invoices for a single user handling up to 1,200 invoices a year.

Plans run from 7 EUR a month for basic invoicing up to 79 EUR a month for the full accounting module with validation workflows and tax declarations. The entry Starter plan also requires activating a separate Pennylane Pro account, an extra setup step worth knowing before subscribing.

Practical uses

Invoicing and bookkeepingA freelancer issues invoices and shares real-time bookkeeping access with their accountant from the same account.
Tax and cash flowA solo business owner on the Essentiel plan tracks expenses and forecasts cash flow before upgrading to the full accounting module.

Features & use cases

Finance

Accounting

For. What works in its favour.

Electronic invoicing compliance is included on every plan at no extra cost.
Real-time shared access lets the accountant work from the same data as the business owner.

Pays off from

11 minsaved a month

Pennylane costs €7/month. If your hour is worth €40, those 11 min cover it.

Your hour is worth€40/h

Against. What to plan for.

Every plan is limited to a single user, so it does not fit a growing team.
The Starter plan requires activating a separate Pennylane Pro account before use.

Too expensive if

You use it less than once a month
A simple free version or a tool already in your stack would do

Pricing. What does Pennylane cost ?

Starter

ToolTrim reference price

€7/mo

1 user
Up to 1,200 invoices/year
Core invoicing and payment features
Requires activating a Pennylane Pro account

Basique

€14/mo

1 user
Up to 1,200 invoices/year
Adds partial invoices
Commercial documents
Supplier management

Essentiel

€24/mo

1 user, up to 1,200 invoices/year, adds cash flow forecasting, expense tracking, analytics, recurring invoices.

Premium

€79/mo

Adds accounting module: validation workflows
Financial reports
Tax declarations

Checked on September 25, 2026Official pricing

Alternatives. What could replace Pennylane?

Shine3.2/5 · GoodFree, then from €9/moShine is a French business bank account for freelancers with free invoicing, from a free plan to €60/month for a full team plan.

Qonto3.6/5 · Very goodFrom €9/moQonto is a French business bank account with IBAN, cards, invoicing and accounting sync for freelancers and small teams.

FreshBooks3.2/5 · GoodFrom €19.75/moInvoicing and accounting software for freelancers and small businesses, with no free plan and a client-count cap on the entry tier.

Other direct substitutes

XeroCloud accounting software for invoicing, bank reconciliation and bookkeeping, with a 30-day trial and no free plan.

Our verdict. What to know about Pennylane.

How the score breaks down

Added value

Electronic invoicing compliance is included at every price point from 7 EUR a month, removing the need for a separate compliance tool.

Simplicity

Neutral score: onboarding time for a first invoice is not covered by the collected sources.

Fit for purpose

Invoicing, bookkeeping and tax compliance features match the stated promise without a mentioned workaround.

Performance

Capped at 1,200 invoices a year and a single user on every plan, so it covers an independent's needs but not a growing team's.

Reversibility

Neutral score: data export and portability are not covered by the collected sources.

Decided? Visit Pennylane or compare alternatives

AI. What it changes for Pennylane.

AI augments this tool

Go further with AI

Pennylane uses AI to automate accounting entry (invoice reading, categorization), but remains regulated accounting software designed to collaborate with an accountant.

Can AI replace it?

Replace Pennylane with an AI? No: a company's legal accounting must follow precise standards and be validated by an accountant, not a task an AI can do alone. It automates entry, it doesn't replace accounting validation. Verdict: AI augments automatic entry, compliance remains the real product.