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    Xero pricing

    Cloud accounting software for invoicing, bank reconciliation and bookkeeping, with a 30-day trial and no free plan.

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    ToolTrim verdict2.8/ 5Average

    Budget at least $25/month (Early plan, US pricing) as the entry cost, rising to $27/month from October 1, 2026.

    Pricing. What does Xero cost ?

    Early

    ToolTrim reference price

    $25/mo

    • Entry-level plan; monthly billing only in the US as of March 2026.

    Growing

    $55/mo

    • Mid-tier plan, feature limits not detailed on the pricing page fetched.

    Established

    $90/mo

    • Top-tier plan with the fullest feature set, exact limits not detailed on the page fetched.

    Official pricingChecked on September 25, 2026

    Xero's billing traps

    Before you pay

    US prices rise to $27/$59/$97 on October 1, 2026, and multi-organization discounts are being phased out from that date; the visible 90% first-6-months offer is promotional, not the regular price.

    XeroFrom $25/mo
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