Pricing. What does Qonto cost ?
Solo Basic
ToolTrim reference price€9/mo
Per user.
- 30 transfers per month, 1 physical card + 2 virtual cards.
Solo Smart
€19/mo
Per user.
- 100 transfers per month, 2 physical + 50 virtual cards, 1 sub-account.
Solo Premium
€39/mo
Per user.
- 200 transfers per month, 4 sub-accounts with dedicated IBANs.
Essential
€49/mo
Per user.
- 250 transfers per month, 5 physical + 50 virtual cards, 9 sub-accounts.
Business
€109/mo
Per user.
- 500 transfers per month, 10 physical + unlimited virtual cards, 29 sub-accounts.
Enterprise
€199/mo
Per user.
- 10,000 transfers per month, 30 physical + unlimited virtual cards, 99 sub-accounts.
Official pricingChecked on September 25, 2026
Qonto's billing traps
Before you pay
Prices shown exclude VAT, and the cash remuneration rate on account balances can drop after a promotional period, both worth checking before signing.