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    Payhawk reviews

    All-in-one corporate cards, expenses, bill pay and reimbursements, with AI-based data extraction for a single-entity company.

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    ToolTrim verdict3.4/ 5Average

    The Growth Program plan costs 149 GBP a month (about 1,788 GBP a year) for up to 10 seats and a single entity.

    About

    In practice. What you can do with Payhawk.

    Payhawk combines corporate cards, expense management, bill pay and reimbursements in one platform, with AI-based data extraction for expenses and invoices. The entry Growth Program plan covers a single legal entity, 10 corporate cards and seats, and up to 15 invoices or reimbursements a month.

    At 149 GBP a month, Growth Program excludes Procure-to-Pay and multi-entity management, which require the custom, modular Enterprise tier with its own ERP and HRIS integrations. A 7-day trial is offered before committing. The entry plan fits a small, single-entity company; a growing or multi-entity business needs the quoted Enterprise plan.

    Practical uses

    • Small company finance leadIssue corporate cards to 8 employees and automate expense and invoice data extraction on the Growth Program plan.
    • Growing teamCentralize up to 15 invoices and 15 reimbursements a month in one platform instead of juggling separate tools.

    Features & use cases

    Payments
    Finance
    Task management

    Pros and cons. What Payhawk does well, and what to expect.

    Pros

    • Bundles cards, expenses, bill pay and reimbursements into one plan at a fixed monthly price.
    • AI-based data extraction reduces manual entry for expenses and invoices.

    Cons

    • Growth Program is capped at a single legal entity and 10 seats, with no published price beyond it.
    • Procure-to-Pay and multi-entity management require a custom Enterprise quote.

    When it makes sense. Keep Payhawk, or challenge it?

    Keep if

    • You run a single-entity company that wants cards, expenses, bill pay and reimbursements in one platform at a fixed monthly price.
    Payhawk becomes worthwhile when
    • You use it at least once a week
    • The monthly cost (£149) is small next to the time it saves you

    Challenge if

    • You need Procure-to-Pay or multi-entity management now, which pushes you straight to a custom Enterprise quote.
    Payhawk becomes too expensive when
    • You use it less than once a month
    • A simple free version or a tool already in your stack would do

    Our verdict. What to know about Payhawk.

    Why this verdict

    Average

    Added value

    The Growth Program bundles cards, expenses, bill pay and reimbursements into one 149 GBP/month plan, replacing several separate tools, though it is capped at a single entity and 10 seats.

    Simplicity

    Neutral score: the time needed to onboard a company and get a first card issued is not covered by the collected sources.

    Fit for purpose

    The Growth Program is confirmed to deliver cards, expense management, bill pay and reimbursements together as promised, with AI-based data extraction for expenses and invoices.

    Performance

    The modular Enterprise tier adds Procure-to-Pay, multi-entity management, and advanced ERP/HRIS integrations, showing a high capability ceiling beyond the entry plan.

    Reversibility

    Neutral score: export formats for expense and invoice data if a company leaves Payhawk are not covered by the collected sources.

    PayhawkFrom £149/mo
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