Razorpay

Payment gateway and financial services for businesses in India.

About

In practice. What you can do with Razorpay.

Razorpay is payment gateway and financial services for businesses in India. Built for B2B consultants and CFOs and finance managers.

Specialized in payments, and professional interface. Estimated time saving: 2h/month.

Keep it if: regular use or essential features. Skip it if: occasional use or tight budget. Main limit: pricing to be verified based on usage.

Practical uses

Accept payments in India (cards, UPI, etc.).
Reduce payment fees versus competitors.
Recurring billing and subscriptions.

Features & use cases

Payments

For. What works in its favour.

Among the lowest transaction fees on the market.
Zero signup or annual fees.
Rich payment method support (100+).
Complete e-commerce integrations.
You want low transaction fees.
Zero signup fees matter to you.

Against. What to plan for.

Limited availability outside India.
Customer support limited outside English/Hindi.
Technical documentation less rich than Stripe.
You need French customer support.
You have very high volume: negotiate with Stripe/PayPal.

Pricing. What does Razorpay cost ?

Paid plan

2% per successful transaction (plus 18% GST on the fee), with no setup or annual maintenance fee.

Official pricing

Alternatives. What could replace Razorpay?

Other direct substitutes

PayoneerCross-border payment platform to receive, send and hold funds in 70+ currencies, with multi-currency cards.

Detailed comparisons

Razorpay vs Stripe

Our verdict. What to know about Razorpay.

Why this verdict

Very good

Razorpay is fairly easy to replace with an alternative, no free tier to test before paying, clearly documented use cases.

Decided? Visit Razorpay or compare alternatives

Frequently asked questions. What people ask about Razorpay.

What is Razorpay used for?

Payment gateway and financial services for businesses in India.

How much does Razorpay cost?

ToolTrim has not verified Razorpay's pricing yet; check the official page for current prices.

Is Razorpay suitable for beginners?

Razorpay is particularly suited for freelancers and solopreneurs.

Is Razorpay worth the price?

Razorpay suits Indian e-commerce or India-accepting merchants; for Europe, Stripe/PayPal. For very high volume, negotiate custom rates with any provider.

What are the best alternatives to Razorpay?

No direct alternative listed.

Razorpay

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