My stack
    Comparison

    Stripe vs Razorpay

    Stripe and Razorpay: two different approaches for similar needs.

    Stripe logoStripeThe payment infrastructure for the internet.Price unknown★ 3.8Razorpay logoRazorpayPayment gateway and financial services for businesses in India.Price unknown★ 3.7

    Our verdict

    Stripe logo

    Choose Stripe

    You have a web/mobile app needing payment integration. You want robust, flexible API.

    Watch out

    • Fees slightly higher than alternatives (Razorpay, Adyen).
    • International cards: additional fees.
    Razorpay logo

    Choose Razorpay

    You operate in India or accept Indian payments. You want low transaction fees.

    Watch out

    • Limited availability outside India.
    • Customer support limited outside English/Hindi.

    Compare by use case

    Stripe logoStripeRazorpay logoRazorpay
    Primary use caseYou have a web/mobile app needing payment integration.You operate in India or accept Indian payments.
    Real costStripe : Price unknownRazorpay : Price unknown
    Avoid ifYou want absolutely lowest fees (Razorpay cheaper).You are based in Europe (limited availability).

    Pricing

    Entry prices of the paid plans. Check taxes, seat counts and limits with the vendor. Checked on 2026-03-13.

    Should you switch?

    Stay if

    You use Stripe and you have a web/mobile app needing payment integration.

    Switch if

    You operate in India or accept Indian payments: Razorpay is built for that.

    Common questions

    Stripe or Razorpay: which is cheaper?

    Stripe : Price unknown; Razorpay : Price unknown.

    Stripe or Razorpay: which should you choose?

    Choose Stripe if you have a web/mobile app needing payment integration. Choose Razorpay if you operate in India or accept Indian payments.

    Sources, terms and methodology

    Recommendations are editorial judgements based on documented plans. No hands-on ToolTrim benchmark is presented here.

    Read the ToolTrim methodology →