Pros and cons
What Indy does especially well — and the limits to anticipate.
Pros
- All-in-one: billing, accounting, CRM, business account
- French legal compliance (legal notices, VAT, tax filings)
- Simple and fast interface
- Integrated business account (French IBAN)
- Free version for 3 clients
Cons
- Free version limited to 3 clients
- Fewer advanced features than specialized tools
- Pro account with fees on certain transactions
Indy: when it makes sense.
As soon as you spend more than 2 hours per month on your admin/accounting.
Keep if
You are a micro-enterprise or a solo company. You hate paperwork
- You use it at least once a week
- The monthly cost (€20) is small next to the time it saves you
Challenge if
You have a chartered accountant who manages everything. Very few invoices (<5/year)
- You use it less than once a month
- indy (free) already covers the essentials for occasional use
