Pricing. What does Gusto cost ?
Simple
ToolTrim reference price$55/mo
Per user.
- Base fee $49/month + $6/employee/month; single-state payroll, basic onboarding, employee self-service.
Plus
$92/mo
Per user.
- Base fee $80/month + $12/employee/month; adds multi-state payroll and time tracking.
Premium
$202/mo
Per user.
- Base fee $180/month + $22/employee/month; adds certified HR pros, priority support, payroll migration, custom reports.
Official pricingChecked on October 2, 2026
Gusto's billing traps
Before you pay
Every plan adds a per-employee monthly fee on top of the base price, so cost grows with headcount, and HR/benefits add-ons can add roughly $10-30/month more.