My stack

    Soldo reviews

    Soldo issues prepaid company cards with per-card spending limits, multi-wallet budgets, and receipt capture for small business expense management.

    Visit website
    ToolTrim verdict3.2/ 5Average

    Worth it once the Standard plan's 324 pounds a year (27 pounds x 12) costs less than the time spent chasing receipts by hand.

    About

    In practice. What you can do with Soldo.

    Soldo combines prepaid company cards with spending controls: each card carries its own limit and category rules, and receipts are captured through the mobile app instead of filed afterward. Wallets group cards under a shared monthly budget, so a manager can track a department or project without reconciling expense reports by hand.

    The Standard plan starts at £27 a month for one wallet and three cards, with a 30-day trial and no permanent free tier. It suits a small team or ops lead replacing personal reimbursement with controlled company cards, while heavier multi-currency or approval-workflow needs push toward the costlier Plus or on-quote Unlimited plan.

    Practical uses

    • Team expense controlIssue a prepaid card per employee with its own spending cap, and review transactions as receipts are captured.
    • Project budgetsOpen a dedicated wallet with a monthly budget on the Plus plan, and let several cards draw from it without separate approvals each time.

    Features & use cases

    Payments
    Finance

    Pros and cons. What Soldo does well, and what to expect.

    Pros

    • Per-card spending limits and category rules reduce misuse without manual expense reports.
    • Receipt capture and wallet budgets give a live view of team spend.

    Cons

    • No permanent free plan, only a 30-day trial before billing starts.
    • The entry Standard plan caps transfers and users at a low ceiling (3 users, 20 transfers a month).

    When it makes sense. Keep Soldo, or challenge it?

    Keep if

    • Keep Soldo if you need to hand out company cards to a few people with per-card limits and automatic receipt capture.
    Soldo becomes worthwhile when
    • You use it at least once a week
    • The monthly cost (£27) is small next to the time it saves you

    Challenge if

    • Avoid it if your team is past 3 cardholders on a tight budget, since Plus or the on-quote Unlimited plan quickly add to the base price.
    Soldo becomes too expensive when
    • You use it less than once a month
    • A simple free version or a tool already in your stack would do

    Our verdict. What to know about Soldo.

    Why this verdict

    Average

    Added value

    Card-level limits and receipt capture replace manual reimbursement, but the dossier's facts don't show a cost advantage over similarly priced tools like Spendesk or Qonto.

    Simplicity

    Issuing a first card is described as a core Standard-plan feature, but the dossier does not state an onboarding or setup duration.

    Fit for purpose

    Card issuance, spending caps and receipt capture work as described on the official pricing page, with no workaround mentioned.

    Performance

    The Unlimited plan adds role-based access, custom approval workflows and a SAP Concur connector, but the dossier has no comparison showing it leads the category.

    Reversibility

    Neutral score: data export and API portability are not covered by the collected sources.

    SoldoFrom £27/mo
    Visit

    What’s next?