Paddle — when it makes sense.
The obvious choice for MRR < €10K/month with international customers. Beyond that, compare the cost of 5% vs Stripe + external tax management.
You're launching a SaaS and selling to customers in multiple countries. You want to avoid all tax hassle (VAT, sales tax) without an accountant
You have high transaction volume — the 5% becomes very costly vs Stripe. You only sell in France/EU — Stripe + Moss/Lovat costs less
5% commission = high cost for large volumes (vs Stripe at 1.5%)
Paddle Summary
In short- Category
- productivity tool.
- Price from
- Free (Commission (5% + 0,50$)).
- Best for
- freelancers and solopreneurs.
- Avoid if
- You have high transaction volume — the 5% becomes very costly vs Stripe; You only sell in France/EU — Stripe + Moss/Lovat costs less.
- Alternatives
- Stripe, Lemon Squeezy, Gumroad.
- ToolTrim verdict
- The obvious choice for MRR < €10K/month with international customers. Beyond that, compare the cost of 5% vs Stripe + external tax management.
Who is Paddle for?
Solo / Freelance
Highly recommended
Team
Can work
Paddle, strengths and limitations.
What it does well
- Zero fixed monthly fee — you pay only on sales
- Global tax management included (EU VAT, US sales tax, etc.) — compliance guaranteed
- Merchant of Record: Paddle is the legal seller, you collect
- Complete SaaS dashboard (subscriptions, dunning, coupons, affiliates)
- Ideal for indie hackers selling globally from day 1
Where it falls short
- 5% commission = high cost for large volumes (vs Stripe at 1.5%)
- Less flexibility than Stripe for very custom payment flows
- Some banks or countries block Paddle (less universal than Stripe)
- Migration to another provider difficult if clients have active subscriptions
What Paddle covers.
What is Paddle used for?
Our take on Paddle.
Paddle is a Merchant of Record (MoR): it handles not only your SaaS payments but also all global tax compliance (VAT, sales tax, GST) in 200+ countries. You don't need to worry about international taxation — Paddle is legally the seller and handles everything.
Paddle takes a 5% + $0.50/transaction commission on each sale (no fixed monthly fees). In exchange, you have no international tax accounting costs, no compliance risk, and a complete SaaS dashboard (subscriptions, dunning, coupons).
Ideal for solo SaaS founders selling internationally who don't want to handle European VAT, US sales tax or Australian GST. It's the #1 choice for indie hackers launching a global product without a finance team.