Pros and cons
What 8fig does especially well — and the limits to anticipate.
Pros
- Fast funding (offer in ~24h).
- No equity or collateral required.
- No personal credit check.
- Flexible repayment tied to sales.
Cons
- Strict eligibility criteria on trading history and revenue.
- Limited to Amazon and Shopify mainly.
- Revenue-based rates can add up quickly.
8fig: when it makes sense.
8fig is ideal for established e-commerce sellers seeking fast, equity-free capital. For beginners or multi-channel sellers, explore alternatives.
Keep if
You sell on Amazon or Shopify and need inventory capital.. You have 6+ months in business with consistent monthly revenue.
- You use it at least once a week
- The monthly cost (€5) is small next to the time it saves you
Challenge if
You're a young business below the minimum revenue threshold.. You don't sell on supported platforms.
- You use it less than once a month
- A simple free version or a tool already in your stack would do
